Uzochukwu, Okoro, Odeleye Olayinka Tope, Tejere Efe, and Onyeike Kelechi Thankgod. “Direct Selling Strategies and Customers Loyalty in the Nigerian Deposit Money Banks”. International journal of economic perspectives 15, no. 1 (October 12, 2021): 186–206. Accessed April 15, 2026. http://www.ijeponline.org/index.php/journal/article/view/41.